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What is the "Smart Home" Program?

Begin by looking at a pictorial of what a Smart Home looks like at the Tour a "Smart Home"   link which can be accessed            Afterwards link to the page, How the Smart Home Program Works noted on the left.  This will describe in detail of how this concept can work to potentially become an incredible blessing to you and your family. 
Another Quality Affordable Home built in Mill Creek, Bradenton, FL.  Although not a "Smart Home", this nearly 2,200 sq. ft. home featured a 3 bedroom split design, great room, formal living and dining.
The "Windsor", a 3,300 sq. ft. "Smart Home" provides up to 3 separate living quarters.  Click "Tour a Smart Home" on the top bar and see why.
The Brantham, a 2,400 sq. ft. "Smart Home" which provides 2 separate living quarters.  Built in Florida, it became our first "Florida" cape style "Smart" home.
Although not a "Smart Home", Quality Affordable Homes built this 2,345 sq. ft. home and features 3 bedroom split design with 3 full baths (including a pool bath), den, formal living and dining room with including a large family room. 
The Opportunity to Add Another Blessing

As shown in the "Nutshell View",  we are able to show you the potential of realistically becoming a millionaire within a 16 to 30 year time frame.  Another way to add to your investment portfolio is to build a second "Smart Home", which could be used as a second income producing property, vacation get-away or possibly even a speculation house sale.  As a vacation get-away, the idea is to rent out the main part of the home for an extended lease period while the additional living area (i.e. in-law apartment) could be used for your place of stay when vacationing in the area. The blessing in this matter is two-fold.  Not only do you have a place to stay while vacationing, but the rental on the main part of the home would provide income to pay for the expenses such as mortgage, taxes, insurance and maintainence.  At the same time, realize that this house is also gaining valuation over time and becomes another great investment. 

We are convinced that this matter of investment is much more safe and secure than any plan that would involve stocks, bonds, and commodity investing.
The "Hamilton", a 4,400 sq. ft. "Smart Home" built in Wilbraham, Massachusetts, home of Friendly Ice Cream, provides up to 3 living quarters, 5 bedrooms, a hugh family room and beautiful 2 story volume ceiling foyer entrance makes this one of a kind in "Smart Home" architecture.
A "Smart Home" Can Be Very Beneficial During an....... Economic Downturn

The extra income generated by a "Smart Home" can be a significant help during an economic downturn. By renting out the "addition" of the home, the income generated can be of great assistance in helping out with financial obligations.  It could even mean the difference between keeping your house or foreclosure!   

Read "How to Become a Millionaire Using the Smart Home Program" can truly help in circumstances such as these.
A "Nutshell" View On How to Become a Millionaire Using the "Smart Home Program"

  In "How the Smart Home Program Works" link (2nd box from the top-left) we explain, in detail, how you can realistically become a millionaire or more by using the combined tools of theSmart Home Program”, Mortgage Savers Program (MSP), buying down a mortgage,  tax deductions (tax savings based on property depreciation, mortgage interest deductions, etc) and increased real estate property valuations.  If you haven’t read this, please do so, as it will give you a very thorough understanding of how a family can realistically pay off a $240,000 thirty year mortgage in as little as 13.3 years, thereby saving you over $357,569 under similar terms.

  Then we took this concept a little further. We analyzed the results if you continued saving the $750 monthly income generated from the "Smart Home Program" for a full 30 year term, even after you paid off the entire mortgage in 13.3 years.  We assumed that this shouldn’t be a problem since you had been doing this for over 13 years anyway.  By continuing to save $750 monthly,  this in effect becomes a planned savings program which by the end of 16.7 years (16.7 yr + 13.3 yr = 30 yr) will net you a total of $150,300 in gross profits.  Pretty tidy sum, don't you think?  If you were able to invest the ongoing profit in a 5% saving account (or bond), this amount would swell to about $240,395 in 16.7 years.

  Lastly, for a super savings program we looked to see what would happen if you continued paying an “imaginary” mortgage of the same amount you were previously ($1,288/mo) for an additional 16.7 years beyond the 13 years when your paid off your mortgage (which would equal 30 years, a standard mortgage term).  In so doing, you would realize an extra $258,115.  Again, we believe this is doable, because you had been paying this amount previously for over 13 years, so why stop now?.  Add the two together.............$258,115 + $150,300 = $408,415. Realize that this amount is pure profit, free and clear, as you had already paid off your house 16.7 years earlier.  Also, recognize that this amount is on top of the value of your home, which should accumulate increased valuation as well. Assuming that single family residences appreciate approximately 3% to 10% yearly based on average historic values, your property alone would be worth $468,000 after 30 years (using an average of 6.5% appreciation yearly).  Then, if we incorporate the “Smart Home” Savings plan in addition with the property appreciation factor you would have a calculated total of $903,415 ($468,000 + $258,000 + $150,300 = $903,415).  For a more exact description of the math used to calculate this amount, see "How the Smart Home Program Works" - link immediately to your left). 

This is truly remarkable, for you have almost reached $1 million dollars.  

Realize that these calculations do not take account income fluctuations, rising or falling property valuation percentages or economic changes that can take place over the course of the time frames we are looking at.  Rarely does life treat us that well that we can count on all going perfectly as planned or expected.  Yet, on the opposite side of the coin there is the possibility that one can see greater increases in either “Smart Home” income generation or property appreciation.  For example, it is doubtful you would still expect to only receive $750/month income in 15 years from when you first started (which we used for our example).  At the same time, property appreciation could surpass 10% yearly as some markets have.  California comes to mind as an are area this has certainly occurred.  However, we have tried to use reasonable values to depict current trends and history.  Based on that criteria, I believe it is reasonable to predict that one could realistically achieve a net worth over $1,000,000 within a 17 to 30 year time horizon.   This is a true and wonderful blessing.for housing and wealth generation.
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